Investment Management

Our investment philosophy is to maximize total return within the individual investor’s risk tolerance and time horizon. We help you identify your personal investment criteria including specific needs, financial goals, and risk tolerance as we design your personal portfolio. The asset allocation mix is implemented using

  • No-load mutual funds
  • Exchange-traded funds
  • Individual stocks
  • Bonds

Mutual funds provide investors with timing, market experience, asset management resources, and the ability to diversify investments.

Your assets are held in your name with Schwab Institutional or TD Ameritrade Institutional, two large, nationally-recognized custodians. This arrangement provides you with independent third-party reporting for your assets and investment activity.

You will receive monthly brokerage statements and transaction confirmations, and year-end tax reports, mailed directly from the custodian.